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Covid-19 resources for small businesses

Based on recommendations from the Minnesota Department of Health we have cancelled or postponed a  number of meetings and events in March and April.  To find out which events have been cancelled please visit our Calendar of Events. For more information please contact the Chamber office at 320-251-2940.


financial resources for small businesses

Stearns County Small Business Emergency Loans
       Small Business Emergency Loan Terms

Community First Loan 

Central Minnesota Emergency Relief and Recovery Fund from the Initiative Foundation


Sartell Small Business Relief Fund:  
This program is aimed at assisting Sartell small businesses (50 employees or less) with the costs of business interruption caused by required closures due to COVID-19.  It is the goal of the City of Sartell to provide economic support to those suffering from employment or business interruptions due to COVID-19-related business closures. Grants worth up to $15,000 will be awarded to businesses located in the City of Sartell who have been directly impacted by the COVID-19 pandemic.  Applications will be accepted beginning August 14th, 2020 through September 9th, 2020 at noon. Please contact Anna Gruber at anna.gruber@sartellmn.com  with questions.  
Sherburne County Business Relief Fund 
Business Relief Fund offers grants to offset impact of COVID-19 losses Sherburne County has created a Business Relief Fund to provide temporary support to local small businesses affected by the COVID-19 pandemic. A one-time grant of up to $30,000 is available to qualifying Sherburne County businesses with up to 50 full-time equivalent employees that can demonstrate that their business was directly and adversely affected by the COVID19 pandemic. Applications will be accepted beginning July 28 through August 31, 2020. Click HERE to access program information and eligibility requirements.  
Sherburne County Community Non-profit Support Group Fund 
Sherburne County has created a grant program to provide certain community support organizations funds to make up for losses related to the COVID-19 pandemic. A one-time grant of up to $75,000 is available to qualifying Sherburne County non-profits that have been adversely affected by the COVID-19 pandemic during March - July 2020. It is anticipated a second round of grants will be solicited later this year for the period of August – December 2020.To qualify for the reimbursable grant of up to $15,000 per month, organizations must have at least 2 full-time equivalent employees and demonstrate expenses related to fixed/capital costs, operating costs, personnel costs or revenue loss. Applications will be accepted beginning Aug. 10 through Aug. 31, 2020. Click HERE to access program information and eligibility requirements.   
Stearns County CARES Act Small Business and Non-Profit Relief Program  
Relief payments will be provided to businesses that experienced interruption due to required closures as a result of the public health emergency. Relief payments will be in range from $500 to $7,500 based on eligible expenses reported on the application. Applications are due August 28, 2020. Click HERE to access program information and eligibility requirements.  
The City of St. Cloud EDA has partnered with Stearns County to manage the St. Cloud portion of applications.  The St. Cloud application portal can be accessed directly at: CARES Act Small Business Relief Application – St. Cloud 

Keep your workplace and workers safe

Source: University of Minnesota Center for Infectious Disease Research and Policy
Link: http://www.cidrap.umn.edu/covid-19/information-employers
Includes topics:
  • Travel for employees
  • Workplace precautions, training and control measures
  • Alternative work arrangements
  • Cleaning the workspace of an employee who has been ill

Prepare your business for COVID-19 impacts

Source: Minnesota Chamber of Commerce
Link: https://www.mnchamber.com/blog/your-business-covid-19-ready
Includes topics:
  • Survey – What is your business doing?
  • Webinar – Is your business ready?
  • Other resource documents, including:
    • Keeping workplaces safe and healthy
    • Considerations for employers and employees
    • Understanding economic impacts
    • Resources for businesses

Small business guidance, loan, and disaster assistance

Source: U.S. Small Business Administration
Link: https://www.sba.gov/funding-programs/disaster-assistance
Link: https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources
Link: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options?utm_medium=email&utm_source=govdelivery
Link: Guide to PPP Loan Forgiveness
Includes topics:
  • Planning for emergencies
  • Apply for small business loans and grants
  • SBA debt relief
  • Paycheck Protection Program

Unemployment, reduced hours, additional business assistance

Source: DEED (Minnesota Department of Employment and Economic Development
Link: https://mn.gov/deed/newscenter/covid/employers/
Includes topics:
  • Workplace health and safety
  • Reducing employee hours
  • Closing your business or laying off large numbers of employees
  • Small business assistance
  • Unemployment insurance for employers
COVID-19 and the American WOrkplace
Source: US Department of Labor
Link: https://www.dol.gov/agencies/whd/pandemic
Includes topics:
  • Families First Coronavirus Response Act: Questions and Answers
  • Families First Coronavirus Response Act: Employer Paid Leave Requirements
  • COVID-19 and the Fair Labor Standards Act: Questions and Answers
  • COVID-19 and the Family and Medical Leave Act: Questions and Answers

Coronavirus tax relief

  • Economic impact payments: What you need to know
  • Tax deadline changes
  • Tax credits for small and midsized businesses

OPEN For business

Greater St. Cloud Dining Options during COVID-19


Small Business Relief Grants Program to Begin Accepting Applications on June 23
More than $50 million available in grants to small businesses affected by COVID-19

The Federal CARES Act: Major Provisions, Implementation, and Resources

Coronavirus Emergency Loans Small Business Guide and Checklist

EIDL Application Materials as of 4/2/2020

Critical Sector Worker Exemptions 

COVID-19 Business information from the Greater St. Cloud Development Corp.

Sources of Funds for Businesses Amid COVID-19
Deferrals and Credits for Businesses Amid COVID-19

Greater MN Economy Amid COVID-19 ZOOM Webinar

Business Adaptability: Lessons from a Pandemic Webinar

Townsquare Media is maintaining a list of restaurants that are still open in the area. Please use our local businesses as much as you are able.

CentraCare updates during COVID-19
COVID-19 (Coronavirus) and Unemployment Benefits

COVID-19 Mental Health Resources

COVID-19 Legislative Reports
COVID-19 Cumulative State Legislative Report
COVID-19 Cumulative Federal Legislative Report
COVID-19 Major Enacted State and Federal Legislative Action Center

This page will be updated as new resources are available